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Data protection declaration

We are pleased that you have visited our website www.betriebliches-wohlbefinden.de and that you are interested in

Our company and our offers. For external links to third-party content

Despite careful control of the content, we accept no liability whatsoever, as we carry out the transmission

This information is not initiated, the recipients of the transmitted information and the

The transmitted information itself has not been selected or changed.

The protection of your personal data during collection, processing and use

When you visit our website, it is important to us and is carried out

within the framework of the legal regulations, which you can find out about, for example, at www.bfd.bund.de.

In the following we explain to you what information we collect during your visit to
our websites and how it is used:

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1. Collection and storage of personal data and the type and purpose of their use
a) General
You would like your personal data, including data of a special type
(e.g. health data or, if applicable, union and party membership), to be collected, processed and used insofar as it is necessary for the brokerage and/or execution of the contract, which is necessary for the fulfillment of the brokerage activities.

You agree that the broker can transmit and receive data to insurers, reinsurers, broker pools, technical service providers (operators of comparison software or customer management programs) or other service providers as part of coverage inquiries, conclusion and
processing of insurance contracts.
The transmission and receipt of contract and service data, including data of a special type (see above), can take place between broker and insurer via broker pools or service providers. This data transmission does not lead to any change in the intended purpose. This regulation also applies to the transmission of data to:
 Social insurance providers
 Credit institutions and investment companies
 Building societies
 Financial services institutions and securities trading companies
 Sub-agents like VEMA e.G.
 Lawyers, tax consultants, auditors
 Insurance ombudsman
 Federal Financial Supervisory Authority (BaFin).
 Legal successor
If the broker transfers all or part of his business operations to another broker (e.g. as part of the sale of the business operations), the customer thereby agrees that the broker makes the customer's contract and service data available to the acquiring broker.
The broker will inform the customer of the name and address of the acquiring broker before passing on the data. The customer is entitled to object to the data being transmitted to the acquiring broker.
Broker pools and service providers were mentioned above. What these are in detail can be found on the broker's website or in a leaflet that can be requested.
b) When visiting the website and the application
Every time a customer (or other visitor) accesses our website/application, information is automatically sent to the server of our website by the Internet browser used on your device (computer, laptop, tablet, smartphone, etc.). This information is stored for a limited time in a log file (log file).
The following data is recorded without your intervention and stored until it is automatically deleted: IP address of the requesting computer, as well as device ID or individual device identifier and device type, name of the retrieved file and the amount of data transferred, as well as the date and time of retrieval, notification of successful retrieval, requesting domain, description of the type of Internet browser used and, if applicable, the operating system of your device, as well as the name of your access provider, your browser history data and your standard weblog information, location data, including location data from your mobile device. Please note that on most mobile devices you can control or deactivate the use of location services in the settings menu of the mobile device. Our legitimate interest in accordance with Art. 6 Paragraph 1 Clause 1 Letter f of GDPR for the collection of data is based on the following purposes:  Ensuring a smooth connection and comfortable use of the website,  Evaluating system security and stability and  for other administrative purposes. Under no circumstances do we use the data collected for the purpose of drawing conclusions about you. c) When using our contact form If you have any questions, we offer you the opportunity to contact us using a form provided on the website. At least one name is required in order to be able to answer it. Further information can be provided voluntarily.
The data processing for the purpose of contacting us is carried out in accordance with Art. 6 Paragraph 1 Clause 1 Letter a of GDPR on the basis of your voluntarily given consent.
The personal data we collect for the use of the contact form
will be automatically deleted after your request has been processed. d) When concluding a contractual relationship - in addition to a)
When concluding a contractual relationship on our website/application (e.g.
registration on the website/platform and use of the customer folder or
taking out insurance), we ask you to provide the following personal
data:
 Data that personally identifies you, such as name and email address, address and
telephone number,
 Photos,
 Academic title,
 Data that identifies your company, such as company name, address, communication data (email address, telephone, fax number), if applicable, VAT ID or tax number,
 Information on the SEPA direct debit mandate,
 Personal details for documentation of the digital consultation
 Other personal data that we are legally obliged or authorized to collect and process and that we need for your authentication, identification or
to verify the data we collect. The data mentioned will be processed to process the contractual relationship and - if necessary - passed on to the transport company commissioned with the delivery. The data is processed on the basis of Art. 6 Paragraph 1 Letter b of GDPR. The storage period is limited to the purpose of the contract and, if applicable, statutory and contractual retention obligations. e) When registering for our newsletter If you have expressly consented in accordance with Art. 6 Paragraph 1 Letter a of GDPR, we will use your email address to regularly send you our newsletter. You can unsubscribe at any time, for example via a link at the end of a newsletter. Alternatively, you can send your unsubscribe request to info@yourneeds.de at any time by email (preferably with the subject: "Unsubscribe from newsletter").

 

2. Transfer of personal data

Your data will not be transferred to third parties for purposes other than those listed below. We only pass on your data to third parties if:
you have given your express consent to do so (Art. 6 Para. 1 Clause 1 Letter a GDPR), this is necessary for the processing of contractual relationships with you (Art. 6 Para. 1 Clause b GDPR), there is a legal obligation to pass on the data (Art. 6 Para. 1 Clause c GDPR), the transfer is necessary to assert, exercise or defend legal claims and there is no reason to assume that you have an overriding legitimate interest in not passing on your data (Art. 6 Para. 1 Clause 1 Letter f GDPR).
In these cases, however, the scope of the data transmitted is limited to the minimum required.
Our data protection provisions are in line with the applicable data protection regulations and the data is only processed in the Federal Republic of Germany. Transfer to third countries does not take place and is not intended. 2.1 Secure data transfer
To protect the security of your data during transmission, we use an encryption method (SSL) over HTTPS that corresponds to the current state of the art.

List of service providers:
Web server provider
Hetzner Online GmbH, Industriestr. 25, 91710 Gunzenhausen

VEMA Versicherungsmakler Genossenschaft e.G., Unterkonnersreuth 31, 95500 Heinersreuth

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3. Rights of those affected
The GDPR grants users (the so-called data subjects) various, partly new, rights. All of these must be listed, along with the legal basis, which is why
this point is a little longer. Please read the rights carefully! The data subject has, among other things, the right to request information at any time about whether and which data is processed for what purpose and to whom and on what basis it is passed on. This also includes the data subject's right to be provided with copies. Exception: In the case of large data sets (e.g. social networks), users may be asked to specify the information on certain types of data. The information must be provided immediately and must under no circumstances take longer than 1 month. On request, we will be happy to inform you whether and which personal data about you is stored (Art. 15 GDPR), in particular about the processing purposes, the category of personal data, the categories of recipients to whom your data is disclosed have been or will be, the planned storage period, the existence of a right to rectification, erasure, restriction of processing or objection, the existence of a right to lodge a complaint, the origin of your data if it was not collected by us, and the existence of automated decision-making, including profiling. You also have the right to have any incorrectly collected personal data rectified or incompletely collected data completed (Art. 16 GDPR). You also have the right to request that we restrict the processing of your data if the legal requirements for this are met (Art. 18 GDPR). You have the right to receive the personal data concerning you in a structured, common and machine-readable format or to request that it be transmitted to another controller (Art. 20 GDPR). In addition, you have the so-called "right to be forgotten", i.e. you can request that we delete your personal data if the legal requirements for this are met (Art. 17 GDPR). Irrespective of this, your personal data will be automatically deleted by us if the purpose of the data collection no longer applies or the data processing has been carried out unlawfully. According to Art. 7 Paragraph 3 GDPR, you have the right to revoke your consent at any time. This means that we may no longer continue the data processing based on this consent in the future. You also have the right to object to the processing of your personal data at any time, provided that a right of objection is provided for by law. In the event of an effective revocation, your personal data will also be automatically deleted by us (Art. 21 GDPR). If you would like to exercise your right of revocation or objection, simply send an email to: info@yourneeds.de In the event of violations of data protection regulations, you have the option, in accordance with Art. 77 GDPR, to lodge a complaint either with the relevant supervisory authority or with any other supervisory authority or with the relevant state data protection officer.

 

4. Duration of data storage
The data collected will be stored by us for as long as it is necessary for the execution of the
contracts entered into with us or you have not exercised your right to deletion or your right
to transfer data to another company.

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5. Cookies
We use cookies on our website. These are small text files
that your browser automatically creates and that are stored on your device when you
visit our website.
The cookie stores information that is related to the specific device used. However, this does not mean that we immediately
receive knowledge of your identity. The use of cookies is primarily intended to make the use of our services more pleasant for you: We use so-called session cookies to recognise that you have already visited individual subpages of our website and, if you have registered, your password is saved for the duration of your visit to our website and when you switch between subpages, so that you do not have to re-enter it each time, or goods you have placed in your shopping cart are saved until you "go to checkout". These session cookies are automatically deleted after you leave our website. In addition, we also use temporary cookies to optimise user-friendliness, which are saved on your device for a specific period of time. If you visit our site again to use our services, it is automatically recognised that you have already been with us and which entries and settings you have made so that you do not have to enter them again. We also use cookies to statistically record and evaluate the use of our website and to optimise our services for you. These cookies enable us to automatically recognize that you have already visited our website when you visit it again. These cookies are automatically deleted after a defined period of time. The data processed by cookies are required for the purposes mentioned to protect our legitimate interests and those of third parties in accordance with Art. 6 Paragraph 1 Clause 1 Letter f of GDPR. Most browsers accept cookies automatically. If you do not want us to recognize information about your computer, please set your Internet browser to delete cookies from your computer hard drive, block all cookies or warn you before a cookie is saved. You can find out how to delete or block cookies in the Help and Support section of your Internet browsers. There you will find instructions on how to find the file or directory in which cookies are stored. Please note that completely deactivating cookies may mean that you cannot use all the functions of our website. If you leave our website via a link or by clicking on banner advertising and thus reach external sites, cookies may also be set by the recipient of the clicked target page. We are not legally responsible for these cookies. Please refer to our advertising partners' privacy policies for information on the use of such cookies and the information stored on them. Java applets and Java script are used to provide our website. If you do not want to use these auxiliary programs or active content for security reasons, you should deactivate the corresponding setting in your browser.

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6. Online marketing/analysis tools
The tracking measures listed below and used by us are carried out on the basis of Art. 6 Paragraph 1 Clause 1 Letter f of GDPR, Section 15 Paragraph 3 of the Telemedia Act. With the tracking measures used, we want to ensure that our website is designed to meet your needs and is continuously optimized. On the other hand, we use the tracking measures to statistically record the use of our website and to evaluate it for the purpose of optimizing our offer for you. These interests are to be regarded as legitimate within the meaning of the aforementioned provision.
a) Google Analytics
For the purpose of designing our websites to meet your needs and continuously optimizing them, we use Google Analytics, a web analysis service from Google Inc.
(https://www.google.de/intl/de/about/) (1600 Amphitheatre Parkway, Mountain View, CA
94043, USA; hereinafter "Google"). In this context, pseudonymized usage profiles are created and cookies (see above) are set. The information generated by the cookie about your use of this website, such as browser type/version, operating system used, referrer URL (the previously visited page), host name of the accessing computer (IP address) and the time of the server request are transferred to a Google server in the USA and stored there. The information is used to evaluate the use of the website, to compile reports on website activity and to provide other services related to website and internet usage for the purposes of market research and to design these websites to meet needs. Our legitimate interest in data processing also lies in these purposes. The legal basis for the use of Google Analytics is Section 15 Para. 3 TMG in conjunction with Art. 6 Para. 1 lit. f GDPR. This information may also be transferred to third parties if this is required by law or if third parties process this data on our behalf. Under no circumstances will your IP address be merged with other data from Google. The IP addresses are anonymized so that they cannot be assigned (so-called IP masking). The data we send and linked to cookies, user IDs (e.g. user ID) or advertising IDs are automatically deleted after 14 months. Data whose retention period has been reached is automatically deleted once a month. You can find more information on the terms of use and data protection of Google Analytics at http://www.google.com/analytics/terms/de.html or at http://www.google.com/intl/de/analytics/privacyoverview.html. You can prevent the installation and storage of cookies by setting your browser software accordingly; however, we would like to point out that in this case you may not be able to use all the functions of this website to their full extent. You can also prevent the collection of data generated by the cookie and related to your
use of the website (including your IP address) as well as the processing of this data by Google by downloading and installing the browser plug-in available under the following link
https://tools.google.com/dlpage/gaoptout?hl=de.
As an alternative to the browser add-on, especially for browsers on mobile devices, you can also prevent Google Analytics from collecting data by clicking on the following link. An opt-out cookie will be set which will prevent your data from being collected in the future when you visit this website: Deactivate Google Analytics. The opt-out cookie only applies
in this browser and only for our website and is stored on your device. If you delete the cookies in this browser, you must set the opt-out cookie again.
b) Google Adwords / Conversion Tracking
We also use the online advertising program “Google AdWords” as part of Google AdWords Conversion tracking. Google Conversion Tracking is an analysis service provided by Google. If you click on an ad placed by Google, a cookie for conversion tracking is stored on your device. These cookies expire after 30 days, do not contain any personal data and are therefore not used for personal identification. If you visit certain pages on our website and the cookie has not yet expired, Google and we can recognize that you clicked on the ad and were redirected to this page. Each Google AdWords customer receives a different cookie. This means that there is no way that cookies can be tracked across AdWords customer websites. The information obtained using the conversion cookie is used to create conversion statistics for AdWords customers who have opted for conversion tracking. Customers will find out the total number of users who have clicked on their ad and been redirected to a page with a conversion tracking tag. However, they will not receive any information that can be used to personally identify users. Our legitimate interest in data processing also lies in these purposes. The legal basis for the use of Google Adwords/Conversion Tracking is Section 15 Paragraph 3 of the German Telemedia Act (TMG) in conjunction with Article 6 Paragraph 1 Letter f of GDPR. If you do not wish to participate in tracking, you can object to this use by preventing the installation of cookies from the domain “googleadservices.com” by setting your browser software accordingly (deactivation option). You will then not be included in the conversion tracking statistics. Further information and Google’s privacy policy can be found at: http://www.google.com/policies/technologies/ads/ , http://www.google.de/policies/privacy/. c) Google Adsense
This website uses Google AdSense, a service for integrating advertisements from
Google Inc. ("Google"). Google AdSense uses so-called "cookies", text files that are stored on your computer and that enable an analysis of the use of the website.
Google AdSense also uses so-called web beacons (invisible graphics). These web beacons can be used to evaluate information such as visitor traffic on these pages.
The information generated by cookies and web beacons about the use of this website (including your IP address) and the delivery of advertising formats is transmitted to a Google server in the USA and stored there. This information may be passed on by Google to Google's contractual partners. However, Google will not combine your
IP address with other data stored by you.
You can prevent the installation of cookies by setting your browser software accordingly; however, we would like to point out that in this case you may not be able to use all functions of this website to their full extent. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above. d) Google Remarketing This website uses Google Remarketing, an advertising service provided by Google Inc. ("Google"). Third-party vendors, including Google, place ads on websites across the Internet. Third-party vendors, including Google, use cookies to serve ads based on a user's previous visits to this website. Users can opt out of Google's use of cookies by visiting the Google advertising opt-out page at http://www.google.com/privacy_ads.html. Alternatively, users can deactivate the use of cookies by third parties by visiting the Network Advertising Initiative deactivation page http://www.networkadvertising.org/managing/opt_out.asp e) DoubleClick Floodlight cookie from Google DoubleClick is a service provided by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (hereinafter referred to as "Google"). DoubleClick uses cookies (so-called "Floodlights") to better and more accurately present you with relevant advertisements. Cookies are often used to display advertisements that are relevant to you, to improve campaign performance reports or to prevent you from seeing the same ad multiple times. DoubleClick assigns a pseudonymous identification number (ID) to your browser. This cookie ID is used, among other things, to enable DoubleClick to record which advertisements should be displayed in which browser. When an ad is to be displayed in a browser,
DoubleClick can then use the browser's cookie ID to check which DoubleClick ads should be displayed in that specific browser. This prevents DoubleClick from displaying ads that the user has already seen. Likewise, DoubleClick can use cookie IDs to record conversions that are related to the ad requests. This is the case, for example, if you see a DoubleClick ad from YOURneeds GmbH and later visit our website with the same browser and carry out actions there. DoubleClick Floodlight cookies do not contain any personal data. The information generated by the cookies is transferred by Google to a server in the USA for evaluation and stored there. Google only transfers data to third parties based on legal regulations. If you have a Google account, the information linked to the DoubleClick cookie can be added to your Google account with your authorization. You can find further information on the topic of DoubleClick Floodlight cookies here: https://support.google.com/ds/answer/2839090?hl=de By using our websites, you agree to the processing of the data collected about you by Google and the manner of data processing described above as well as the stated purpose. Of course, you can prevent the collection and processing of the data collected about you by Google at any time with effect for the future by objecting to the use of the so-called DoubleClick DART cookies. DoubleClick has compiled how you can object to this on the following pages: https://www.google.com/settings/ads or https://www.google.com/ads/preferences Alternatively, you can visit the following website and set all objections centrally there, including for other tracking technologies: http://www.youronlinechoices.com/de/praferenzmanagement Please note that you must carry out this process individually for each browser you use and repeat it every time you have actively deleted your cookies.

 

7. Social media plugins

We use social media plugins from the social networks listed below on our website. Optional for Shariff solution: We use the so-called Shariff solution, which only consists of linking the relevant social networks, so that a connection only occurs when you click on the button. After clicking on the button and being redirected to the social network website, the obligation to provide information no longer lies with us, but with the operator of the social network. a) Google Plus Our website uses the "G+1" button of the social network Google+ provided by Google. You can recognize the Google+ plug-in by the "Google+" symbol or the addition "G+1". When you click on the plug-in, a connection is established to the servers of Google Plus. The content of the plug-in is sent directly to your browser by Google and integrated into the website by it. This forwards the information that you have visited our website to Google+. We would like to point out that as the provider of our website, we have no knowledge of the content of the data transmitted or how it is used by Google+. According to Google, no personal data is collected without clicking on the plug-in. While you are logged into your Google+ account, data, including your IP address, is collected and processed. If you want to prevent such data transfer, you must log out of your Google+ account before visiting our website. The purpose and scope of data collection and the further processing and use of data by Google+ as well as your rights and setting options to protect your privacy can be found in the Google and Google+ privacy policy: https://developers.google.com/+/web/buttons-policy. b) Facebook Our website uses social plugins (“plugins”) from the social network facebook.com, which is operated by Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA (“Facebook”). When you open our website with the plugin, it establishes a direct connection to Facebook’s servers via your browser. This transmits the information to Facebook that you have accessed the page. If you are logged in with your Facebook account, clicking on the plugin can directly assign your visit to our website to your profile. Even if you do not have a profile, it cannot be ruled out that your IP address will be stored by Facebook. The purpose and scope of data collection and the further processing and use of the data by Facebook as well as your rights and setting options for protecting your privacy can be found in Facebook's data protection information (https://www.facebook.com/about/privacy/).
If you are a member of Facebook and do not want Facebook to collect data about you via our online offering and link it to your member data stored on Facebook, you must log out of Facebook before visiting our website and delete the relevant Facebook cookies. It is also possible to block Facebook social plugins with add-ons for the browser, for example with the “Facebook Blocker”.
c) Twitter
Our website also includes functions of the Twitter service. These functions are offered by Twitter Inc., Twitter, Inc. 1355 Market St, Suite 900,
San Francisco, CA 94103, USA. By using Twitter and the “Re-Tweet” function, the websites you visit are linked to your Twitter account and made known to other users. Data is also transferred to Twitter.
We would like to point out that as the provider of our website, we have no knowledge of the content of the transmitted data or its use by Twitter. Further information on this can be found in Twitter's privacy policy at http://twitter.com/privacy. You can change your privacy settings on Twitter in the account settings at http://twitter.com/account/settings. To prevent Twitter from collecting data when you visit our website, log out of Twitter before visiting. To prevent Twitter from generally accessing your data via websites, you can exclude Twitter social plugins using an add-on for your browser (e.g. "Twitter Blocker", https://disconnect.me). d) Instagram Our website includes plugins from the social network Instagram (Instagram Inc., 1601 Willow Road, Menlo Park, CA, 94025, USA). You can recognize the Instagram plugin by the "Instagram button" on our website. If you click the Instagram button while you are logged into your Instagram account, you can link the content of our websites to your Instagram profile. This allows Instagram to assign your visit to our pages to your user account. We would like to point out that, as the provider of our website, we have no knowledge of the content of the transmitted data or its use by Instagram. You can find more information about Instagram's privacy policy at http://instagram.com/about/legal/privacy/. e) Pinterest Our website includes plugins from the Pinterest social network (Pinterest Inc., 808 Brannan Street San Francisco, CA 94103-490, USA). When you click the "Pin it" button, a connection is established to Pinterest's servers. The plugin transmits log data to Pinterest's servers in the USA. This log data may contain your IP address, the address of the websites visited that also contain Pinterest functions, the type and settings of the browser, the date and time of the request, your use of Pinterest and cookies. If you are logged in with your Pinterest account, clicking the "Pin it" button can associate your visit to our website directly with your profile. Even if you do not have a profile, it cannot be ruled out that your IP address will be saved by Pinterest. This allows Pinterest to associate your visit to these pages with your user account. To prevent Pinterest from collecting data when you visit our website, you must log out of your Pinterest account before clicking the "Pin it" button. For more information, including on the settings options for protecting your privacy, please refer to Pinterest's privacy policy: https://about.pinterest.com/de/privacy-policy. f) YouTube Our website uses YouTube videos that are stored on https://www.youtube.com servers and can be played directly on our website. When you play these videos, the data listed below is transferred. We have no influence on this data transfer. By visiting the website, YouTube receives the information that you have accessed the corresponding subpage of our website. This occurs regardless of whether YouTube provides a user account through which you are logged in or whether no user account exists. If you are logged in to Google, your data will be assigned directly to your account. If you do not want your YouTube profile to be assigned, you must log out before activating the button. YouTube stores your data as user profiles and uses them for the purposes of advertising, market research and/or needs-based design of its website. Such an evaluation is carried out in particular (even for users who are not logged in) to provide needs-based advertising and to inform other users of the social network about your activities on our website. You have the right to object to the creation of these user profiles, whereby you can to exercise this right, you must address it to YouTube. The legal basis for the processing of your data in relation to the “YouTube” service is Art. 6 Paragraph 1 Clause 1 Letter f) GDPR (Legitimate interest in data processing). The legitimate interest arises from our need for an appealing presentation of our online offering.

 

8. Data security

We make every effort to take all necessary technical and organizational security measures to store your personal data in such a way that it is not accessible to third parties or the public. If you would like to contact us by email, we would like to point out that the confidentiality of the information transmitted cannot be fully guaranteed using this method of communication. We therefore recommend that you send us confidential information exclusively by post.